Cost should never stop treatment
Clear Costs. Honest Guidance. No Surprises.
Few states provide financial support for kidney transplant. Before you travel, we’ll tell you the exact cost and check whether any government scheme in your state can help reduce it.
Cost Ranges
What kidney treatment typically costs
These are the actual ranges we work with. Your exact cost is confirmed for free after your evaluation.
Stage of Treatment
Typical Range
Pre-transplant work-up
₹1,50,000 (approx.)
Transplant Surgery Package
₹5,20,000
Induction (if needed)
₹1,00,000 – ₹1,50,000
Watch & Understand
Kidney transplant cost, explained
Dr. Sumit Sharma breaks down what’s included in transplant cost, and the factors that can change it.
A large part of your bill may already be covered
Under Ayushman Bharat (PM-JAY), eligible families get cashless hospital treatment up to ₹5 lakh per year — including kidney transplant surgery and dialysis, at empanelled hospitals. We check your eligibility for you, free of cost, before you travel.
By Region
These Are Fair Questions — You Deserve Honest Answers
Scheme rules work a little differently depending on where your family is from.
Jammu & Kashmir
Every J&K family already qualifies
Under the Ayushman Bharat SEHAT scheme, every resident of Jammu & Kashmir — not just low-income families — gets a free ₹5 lakh per family cover, regardless of income. If your family has a J&K address, you very likely already qualify.
- No income proof needed to apply
- Golden Card is free to obtain
- Covers kidney transplant, dialysis & follow-up care
Uttar Pradesh & Bihar
Most families qualify — we verify it for you
PM-JAY covers around 40% of India’s population, chosen from the 2011 government census (SECC). Many families in UP and Bihar already qualify without knowing it. Bring your Aadhaar and ration card — our team checks your status in minutes.
- Covers the same ₹5 lakh per family per year
- Works at our hospital as a cashless benefit
- Senior citizens 70+ qualify regardless of income
Coverage Details
What Ayushman Bharat covers — and what it doesn't
We believe in being upfront, even about the gaps, so there are no surprises later.
- Usually covered
- Recipient's transplant surgery
- Donor's surgery (laparoscopic nephrectomy)
- Hospital stay, 10–14 days
- Immediate post-surgery medicines
- Usually not covered
- Lifelong anti-rejection medicines after discharge
- Private room upgrades
- Some specialised matching tests, in a few states
- Travel & stay for attending family
How We Help
How we check your eligibility, step by step
1.
Share your Aadhaar & ration card details
Over WhatsApp or in person — no travel needed for this step.
2.
We check your status on the government portal
Our Ayushman desk looks up your family’s eligibility directly.
3.
We tell you exactly what’s covered, and what you’d still need to pay.
4.
If eligible, treatment becomes cashless
No large upfront payment — the hospital settles directly with the scheme.
5.
If not eligible, we still help
We guide you toward other state schemes, easy payment plans, or lower-cost options.